Commercial Auto

Are all of your commercial vehicles covered?

This coverage provides public liability protection and client asset protection. Public liability protection is provided at a $1,000,000 limit if a client causes property damage or bodily injury to a claimant resulting in legal liability from the operation of any insured truck, pickup, tractor truck or trailer. Asset protection is provided by using the Comprehensive and Collision coverage parts of the business auto policy.

As an additional coverage, all clients have liability protection if they rent, lease or borrow any vehicle or trailer. Protection is also provided the client if an employee uses his own vehicle on behalf of the client and the employee is involved in an incident causing either bodily injury or property damage.

As the particular business situation demands, the program is equipped to add lien holder protection and additional named insured protection. Filings with the Department of Transportation or the Department of Labor as well as individual state filing requirements are provided within one hour of the request if needed. Certificates of insurance for proof of insurance are available by fax or e-mail request.